薪資分配菜單 有請指點 - 省錢
By Susan
at 2012-02-04T18:09
at 2012-02-04T18:09
Table of Contents
以下項目皆是以整年來計算 單位:萬
年薪 61
保險 5 (醫療險 意外險 重大傷病險 癌症險)
家用、紅包 8
所得稅 3
儲蓄 24 (每月存2)
研究所學雜費 8
車子 2.8 (燃料稅、牌照稅、強制險、第三險、驗車、保養)
網路 1
手機 0.4
------------------------------------------------最基本開銷扣除後 剩8.8萬 囧"
況且 我還沒列出生活費: 美髮 化妝 保養 鞋子 包包 衣服 有氧教室 美食 飲料 等
因為住家裡 所以可以花的都列出來了
所以自己想出幾點可以省錢的地方 歡迎補充~
(1)不要買保險
(2)把既有存款和每月存2萬的部份 放入定存或是郵局的什麼儲蓄專案(賺幾百元利息)
(3)把無線網卡轉成學生專案(省4800)
(4)目前有兩個門號 合約到後 即停掉月租333的手機門號 改用88的就好 (省3996)
(5)不要剪頭髮 順便留長頭髮(可省1200) ; 不要買保養化妝品(至少省5000)衣服(省9000)
(6)不要去電影院看電影 只看電腦電視的 T_T (省6700)
(7)不要去有氧教室 (省5700)
把今年的生活空閒時間投注在運動上(爬山 慢跑) 讓健康成為另種本錢
可是 這樣的生活好乏味喔T_T 好像出世的仙姑一樣
可是又想好好存錢買房 @@~
請問有什麼更好的辦法嗎?
--
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省錢
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