與婆婆未來預想不同 - 閒聊

By Hardy
at 2020-07-16T16:02
at 2020-07-16T16:02
Table of Contents
(文長)第一次發文,請見諒,主要抒發情緒
婆婆-57歲 公務人員,學校行政 月薪6萬左右
先生-34歲 中國科大-資管系 3年平板維修人員/5年倉管,有堆高機証 月薪3萬出頭
我-35歲 育達科大-日文系 5年訓練人員 TTQS人才發展品質管理結業證/5年 採購財務 月
薪3萬出頭
跟先生是高中同學,結婚前把積蓄繳完助貸,目前結婚快2年,1個快2歲男生
目前是在外租房,婆婆未跟我們溝通貸款買下他工作學校旁公寓200萬(修正)中古屋(無電梯/頂間
4樓)
中壢市區,離婆婆家及我娘都很近,5-10分鐘車程,附近國小、國中、高中學區路程5-10
分鐘
說給我們夫妻住,貸款我們繳就當作房租,最近討論裝修問題
19坪房,打算兩房一廳一浴,前後陽台
婆婆一直想要一間和室,未來有人去也可以在那休息
甚至說小孩房不要,就用和室同時可當小孩房間,多功能用小孩遊戲區/大人休息區
但預計住的人是我們,我們平常不太會有朋友來訪,也都是把小孩送過去給婆婆家
婆婆介意我們家貓狗,所以也不會到我們家租屋處
做成和室,未來小孩長大也會有想要隱私權;家中的親戚也都在同縣市
未來到底會有誰要來我們家和室區休息睡一晚的機會,實在想沒有
因基礎裝修預算太高,和室花費也過高,所以終於讓婆婆同意取消和室想法
又或著我和我先生都覺得不錯的方案
到她看過就會否決
採光問題
瓦斯不對浴門...
廚房一定要在窗口...
--------------------------------------------------------------------
但時不時會提到說現在討論的這房子,只是先暫時給我們住
未來我們可以在買第二間房子
我和先生年紀也不年輕,34歲左右
現在重新裝修的房子都重新翻修了,也沒道理住2-3年就搬走
搬家要費用,至少會讓小孩在附近唸國小
雖然雙薪,我們兩薪水加起來才6萬
房子繳貸款,養小孩,生活費
最多一年也就存10萬好了
到小孩10歲,存到100萬頭期
在去買第二間的話,我們也已45歲。
負擔第二間房貸,我們只剩20年工作時間
到頭來付完第二間房貸,我們連退休的錢都沒有
跟小叔大約提到上面的問題,
他就大概懂問題點,沒在住下說
但婆婆就繼續說,又不是薪水永遠會這樣
未來怎樣都說不準,我們幹嘛想的這麼慘
婆婆一個人台灣,公公在大陸工作
婆婆還不是把兩個小孩養這麼大...
但是...婆婆你一個人薪水就打趴我和先生呀
如果假設我們有一個人突然沒工作呢
假設我們付第2間房貸,但同時第1間房子沒租客呢
雖然別設想太糟,但也不是不會發生
事情一發生,到時是我們欲哭無淚呀
我人生規劃只有要一間房子能生活
我就很心滿意足,沒有在想擁有第二間房子
但上面這樣我實在沒敢把話說的這麼白
QQ
--
婆婆-57歲 公務人員,學校行政 月薪6萬左右
先生-34歲 中國科大-資管系 3年平板維修人員/5年倉管,有堆高機証 月薪3萬出頭
我-35歲 育達科大-日文系 5年訓練人員 TTQS人才發展品質管理結業證/5年 採購財務 月
薪3萬出頭
跟先生是高中同學,結婚前把積蓄繳完助貸,目前結婚快2年,1個快2歲男生
目前是在外租房,婆婆未跟我們溝通貸款買下他工作學校旁公寓200萬(修正)中古屋(無電梯/頂間
4樓)
中壢市區,離婆婆家及我娘都很近,5-10分鐘車程,附近國小、國中、高中學區路程5-10
分鐘
說給我們夫妻住,貸款我們繳就當作房租,最近討論裝修問題
19坪房,打算兩房一廳一浴,前後陽台
婆婆一直想要一間和室,未來有人去也可以在那休息
甚至說小孩房不要,就用和室同時可當小孩房間,多功能用小孩遊戲區/大人休息區
但預計住的人是我們,我們平常不太會有朋友來訪,也都是把小孩送過去給婆婆家
婆婆介意我們家貓狗,所以也不會到我們家租屋處
做成和室,未來小孩長大也會有想要隱私權;家中的親戚也都在同縣市
未來到底會有誰要來我們家和室區休息睡一晚的機會,實在想沒有
因基礎裝修預算太高,和室花費也過高,所以終於讓婆婆同意取消和室想法
又或著我和我先生都覺得不錯的方案
到她看過就會否決
採光問題
瓦斯不對浴門...
廚房一定要在窗口...
--------------------------------------------------------------------
但時不時會提到說現在討論的這房子,只是先暫時給我們住
未來我們可以在買第二間房子
我和先生年紀也不年輕,34歲左右
現在重新裝修的房子都重新翻修了,也沒道理住2-3年就搬走
搬家要費用,至少會讓小孩在附近唸國小
雖然雙薪,我們兩薪水加起來才6萬
房子繳貸款,養小孩,生活費
最多一年也就存10萬好了
到小孩10歲,存到100萬頭期
在去買第二間的話,我們也已45歲。
負擔第二間房貸,我們只剩20年工作時間
到頭來付完第二間房貸,我們連退休的錢都沒有
跟小叔大約提到上面的問題,
他就大概懂問題點,沒在住下說
但婆婆就繼續說,又不是薪水永遠會這樣
未來怎樣都說不準,我們幹嘛想的這麼慘
婆婆一個人台灣,公公在大陸工作
婆婆還不是把兩個小孩養這麼大...
但是...婆婆你一個人薪水就打趴我和先生呀
如果假設我們有一個人突然沒工作呢
假設我們付第2間房貸,但同時第1間房子沒租客呢
雖然別設想太糟,但也不是不會發生
事情一發生,到時是我們欲哭無淚呀
我人生規劃只有要一間房子能生活
我就很心滿意足,沒有在想擁有第二間房子
但上面這樣我實在沒敢把話說的這麼白
--
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