慘痛的保險經驗(美亞產物/南山產物) - 台南
By Bennie
at 2020-05-18T23:23
at 2020-05-18T23:23
Table of Contents
分享一下最近慘痛的保險經驗給各位台南鄉民
今年2/3人在安平附近發生了擦撞,本人開車對方(以下稱A先生)騎車,肇事責任先不提
總之當下就叫了救護車跟警察,做完筆錄後因為對方是騎車有擦傷跟撞到腰的狀況
車子看起來也有損壞,我就請保險公司與他聯繫理賠事宜(我有保第三人責任險)
之後就是一場漫長等待,因為本人的車子也有損壞(傷到底盤,方向盤歪了),本來是想協
調看對方有沒有保險或者依照肇事責任來理賠,但是聯絡保險業務每次都告知案件已經在
處理,如果有問題公司會聯繫,我用相信專業的態度耐心等待,畢竟與人協調和解的確
需要時間
但是一個月過去了 兩個月過去了 三個月過去了
毫無下文......,因為等待時間太長了,又一直毫無下文,我直接放棄維修車子
改為購買新車,這禮拜要報廢我的舊車了,下禮拜要拿到我的新車了
而我的保險依舊毫無消息
5/15時我想到了這件事,想把這件事趕快處理掉,我知道找我的保險業務一定又是
罐頭回應,我選擇打了美亞產物的客服,確認一下我真的有保這張單(以為保到假單)
並且請客服聯絡負責這件事的人,這才是讓人火大的開始
連絡我的人是一位董先生據說是我的理賠專員,
他告訴我他剛才打電話連絡不上對方,所以有進度會再跟我說
過了三個半月,我的理賠專員才告訴我,他在聯絡對方????
那這三個半月到底是做了什麼?我問他,他說A先生沒主動聯絡
所以如果A先生不主動聯絡,這位董先生大概可以放到明年在處理
當下對這位的專業信心全失,我選擇直接聯絡A先生,當然我一下子就聯絡到了...
A先生說他人沒怎樣,車子也修好了,我跟他說我有保第三人險可以理賠,
A先生告訴我,他不用理賠,自己人沒事就好
是的所以一個不用出險不用理賠,對方也沒要肇事責任鑑定,只需要約雙方出來和解的事
件,處理了三個半月,而且還是在本人主動打遍各種電話之後才處理
這就是美亞/南山產物的服務
各位如果想要享受這種服務跟速度的話唯一推薦
我猜如果保乙式撞到大概拖上一年才能結束吧XDD
附上對話圖,我的保險業務覺得這速度很正常,一個只要約和解不要理賠的事件
還有兩個案件比我更久,最近才結案,雖然我不知道是不是跟我一樣
https://imgur.com/a/mytKKKO
反正就是美亞還南山的人打給我說都說這個算正常啦,公司流程就這樣
我也失去耐心了,直接告訴他們趕快弄這件事,不想聽一堆理由
車子報廢可以退保費,我也懶得退了,接下來就看看還要拖多久
前三猜對南山還要處理幾天的發1000P,不過我猜你們很久以後才會拿到XD
--
今年2/3人在安平附近發生了擦撞,本人開車對方(以下稱A先生)騎車,肇事責任先不提
總之當下就叫了救護車跟警察,做完筆錄後因為對方是騎車有擦傷跟撞到腰的狀況
車子看起來也有損壞,我就請保險公司與他聯繫理賠事宜(我有保第三人責任險)
之後就是一場漫長等待,因為本人的車子也有損壞(傷到底盤,方向盤歪了),本來是想協
調看對方有沒有保險或者依照肇事責任來理賠,但是聯絡保險業務每次都告知案件已經在
處理,如果有問題公司會聯繫,我用相信專業的態度耐心等待,畢竟與人協調和解的確
需要時間
但是一個月過去了 兩個月過去了 三個月過去了
毫無下文......,因為等待時間太長了,又一直毫無下文,我直接放棄維修車子
改為購買新車,這禮拜要報廢我的舊車了,下禮拜要拿到我的新車了
而我的保險依舊毫無消息
5/15時我想到了這件事,想把這件事趕快處理掉,我知道找我的保險業務一定又是
罐頭回應,我選擇打了美亞產物的客服,確認一下我真的有保這張單(以為保到假單)
並且請客服聯絡負責這件事的人,這才是讓人火大的開始
連絡我的人是一位董先生據說是我的理賠專員,
他告訴我他剛才打電話連絡不上對方,所以有進度會再跟我說
過了三個半月,我的理賠專員才告訴我,他在聯絡對方????
那這三個半月到底是做了什麼?我問他,他說A先生沒主動聯絡
所以如果A先生不主動聯絡,這位董先生大概可以放到明年在處理
當下對這位的專業信心全失,我選擇直接聯絡A先生,當然我一下子就聯絡到了...
A先生說他人沒怎樣,車子也修好了,我跟他說我有保第三人險可以理賠,
A先生告訴我,他不用理賠,自己人沒事就好
是的所以一個不用出險不用理賠,對方也沒要肇事責任鑑定,只需要約雙方出來和解的事
件,處理了三個半月,而且還是在本人主動打遍各種電話之後才處理
這就是美亞/南山產物的服務
各位如果想要享受這種服務跟速度的話唯一推薦
我猜如果保乙式撞到大概拖上一年才能結束吧XDD
附上對話圖,我的保險業務覺得這速度很正常,一個只要約和解不要理賠的事件
還有兩個案件比我更久,最近才結案,雖然我不知道是不是跟我一樣
https://imgur.com/a/mytKKKO
反正就是美亞還南山的人打給我說都說這個算正常啦,公司流程就這樣
我也失去耐心了,直接告訴他們趕快弄這件事,不想聽一堆理由
車子報廢可以退保費,我也懶得退了,接下來就看看還要拖多久
前三猜對南山還要處理幾天的發1000P,不過我猜你們很久以後才會拿到XD
--
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