保險的必要性? 省請來OK嗎? - 省錢
By Eartha
at 2012-04-17T00:11
at 2012-04-17T00:11
Table of Contents
保險跟中樂透還是不太一樣
沒中樂透不會怎樣 但一生病卻可能拖累全家
癌症在台灣太普遍了 前陣子一堆名人死於大腸癌
提醒大家如果家裡有病史 要勤做檢查(大腸鏡)
保險怎麼買 可以去保險版做功課
有些醫療險是日額型的 但現在病房不見得排的到(特別是在生重病想排大醫院時)
而且標靶用藥健保不一定給付 一次就要3~5萬不等
若以省錢為宗旨 就是以實支實付先做基本的保障 避免影響到生活開銷
有些公司會提供不錯的團保跟定期健檢 找工作不妨一併考慮
其實 生病最怕的是治不好也走不了
癌症就是這樣 有可能拖個3,5年 最後帶著病痛離去
而身旁的家人 只能面臨治與不治的兩難
最後回應原po 身家有幾千萬的話 不需要考慮保險
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