CS轉碼offer請益(CMU-SV ECE vs TAMU CS) - 留學
By Ophelia
at 2020-10-22T12:43
at 2020-10-22T12:43
Table of Contents
2020/10/24 update: 決定會去TAMU了. 很感謝各位版友熱心分享與建議
預估花費已更新, 希望這篇文章跟估計的花費, 可以給處境相似的版友們一個參考
依照COA去估計的話, 應該會比實際花費更高一點(如果過的省一點的話)
所以預算上我有多抓, 應該可以比這金額更省, 不過抓點buffer也好
謝謝各位的幫助!!
各位版友好,
請各位有經驗的版友給予一些意見, 我真的選不出來..預計2021春季入學
背景: 30y有家庭(一小孩), 半導體轉專業, CS基礎弱正在自學補強
(有在大學修過python跟統計學習, 目前C++, 資結, 算法正用網課趁開學前自學)
目前有兩間的offer面臨選擇困難, 目標轉碼就業SDE, 由於帶家庭所以有開銷考量
這兩間學校又有各自的優勢, 變成我不知道中間的差額值不值得我投資這筆錢.
預算上硬要花的話, 加上學貸其實可以負擔得起. 只是念CMU就是all in了..
1. CMU-SV ECE(1.5 years)
1-1開銷: 依照COA估計7w8 * 1.5 = 11.7w (學校房租估850/月)
帶小孩很難分租, 自租studio大概要補1k/月, 所以加1.8w租金
Pre-school 1.6k * 18個月 = 2.88w
幫家人加保保險5.1k * 1.5 = 7.65k
必買車, 大概買二手抓15k的預算. 要接送小孩
一些水電費日常雜雜支, 車險保險大概抓1.5年1w
伙食費多兩人, 除COA預估外, 多加0.5k*18 = 9k
1.5年overall: 20.5萬, 不知道有沒有一些學校獎學金可以減免
1-2優: CMU, 地理位置, 對於找第一份工作幫助很大.
1-3缺: 貴, 科系名不是CS
畢業後的可支配所得也不一定比德州高
(15w稅前扣1/3稅 = 10w, 在-2萬托嬰-2.5萬住宿 = 5.5w)
ps:實習部分, 有熱心版友告知因為疫情關係, 可以暑假實習. 所以修改原文避免誤導
------------------------------------------------------------------------
2. TAMU MCS(2 years)
2-1開銷: 依照COA估計3w8 * 2 = 7w6
Pre-school 0.85k * 24 = 2.04w
幫家人加保保險 7.9k * 2 = 1.6w(學校網站查的 不知道是否真的這麼貴)
必買車, 我是先抓20k的新車預算. 要接送小孩
一些水電日常雜費, 車險保險大概抓兩年1.5w
伙食費多兩人, 除COA預估外, 多加0.5k*24 = 1.2w
2年overall: 15.9萬
2-2優: 便宜, 德州名聲好, 全國也不錯.
入學後, 有機會看表現拿系上小獎繳州民學費, 拿到一次等於省6k
畢業彈性1.5y~2.5y都可以, 找得到的話可以學期中co-op.
2-3缺: 除了地點輸加州, 名氣輸CMU, 真的想不出什麼缺點. 本身學校也不錯.
(10w稅前扣20% = 8w, -1.2w托嬰-1.5w住宿 = 5.3w)
稅後收入是我自己估跟問一些朋友的, 結果兩者差異不大.
我對娛樂沒要求, CMU大概會貴個至少5萬跑不掉. 而且找工作時程上也沒TAMU彈性
這個差額真的值得花下去嗎...?? 問過一些在美國的學長同學都說TAMU校名不錯.
找工作拿面試是不會吃虧的, 加上all in身家對有家庭的來說很恐怖的..
--
( ′﹀‵)/︴<>< <>< ><> ><> ><> <><
--
預估花費已更新, 希望這篇文章跟估計的花費, 可以給處境相似的版友們一個參考
依照COA去估計的話, 應該會比實際花費更高一點(如果過的省一點的話)
所以預算上我有多抓, 應該可以比這金額更省, 不過抓點buffer也好
謝謝各位的幫助!!
各位版友好,
請各位有經驗的版友給予一些意見, 我真的選不出來..預計2021春季入學
背景: 30y有家庭(一小孩), 半導體轉專業, CS基礎弱正在自學補強
(有在大學修過python跟統計學習, 目前C++, 資結, 算法正用網課趁開學前自學)
目前有兩間的offer面臨選擇困難, 目標轉碼就業SDE, 由於帶家庭所以有開銷考量
這兩間學校又有各自的優勢, 變成我不知道中間的差額值不值得我投資這筆錢.
預算上硬要花的話, 加上學貸其實可以負擔得起. 只是念CMU就是all in了..
1. CMU-SV ECE(1.5 years)
1-1開銷: 依照COA估計7w8 * 1.5 = 11.7w (學校房租估850/月)
帶小孩很難分租, 自租studio大概要補1k/月, 所以加1.8w租金
Pre-school 1.6k * 18個月 = 2.88w
幫家人加保保險5.1k * 1.5 = 7.65k
必買車, 大概買二手抓15k的預算. 要接送小孩
一些水電費日常雜雜支, 車險保險大概抓1.5年1w
伙食費多兩人, 除COA預估外, 多加0.5k*18 = 9k
1.5年overall: 20.5萬, 不知道有沒有一些學校獎學金可以減免
1-2優: CMU, 地理位置, 對於找第一份工作幫助很大.
1-3缺: 貴, 科系名不是CS
畢業後的可支配所得也不一定比德州高
(15w稅前扣1/3稅 = 10w, 在-2萬托嬰-2.5萬住宿 = 5.5w)
ps:實習部分, 有熱心版友告知因為疫情關係, 可以暑假實習. 所以修改原文避免誤導
------------------------------------------------------------------------
2. TAMU MCS(2 years)
2-1開銷: 依照COA估計3w8 * 2 = 7w6
Pre-school 0.85k * 24 = 2.04w
幫家人加保保險 7.9k * 2 = 1.6w(學校網站查的 不知道是否真的這麼貴)
必買車, 我是先抓20k的新車預算. 要接送小孩
一些水電日常雜費, 車險保險大概抓兩年1.5w
伙食費多兩人, 除COA預估外, 多加0.5k*24 = 1.2w
2年overall: 15.9萬
2-2優: 便宜, 德州名聲好, 全國也不錯.
入學後, 有機會看表現拿系上小獎繳州民學費, 拿到一次等於省6k
畢業彈性1.5y~2.5y都可以, 找得到的話可以學期中co-op.
2-3缺: 除了地點輸加州, 名氣輸CMU, 真的想不出什麼缺點. 本身學校也不錯.
(10w稅前扣20% = 8w, -1.2w托嬰-1.5w住宿 = 5.3w)
稅後收入是我自己估跟問一些朋友的, 結果兩者差異不大.
我對娛樂沒要求, CMU大概會貴個至少5萬跑不掉. 而且找工作時程上也沒TAMU彈性
這個差額真的值得花下去嗎...?? 問過一些在美國的學長同學都說TAMU校名不錯.
找工作拿面試是不會吃虧的, 加上all in身家對有家庭的來說很恐怖的..
--
( ′﹀‵)/︴<>< <>< ><> ><> ><> <><
--
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